Michelle Kuhar, who as Community Relations/PR Liaison for Covenant House Michigan helps promote the group’s efforts to serve the city’s homeless youth, said working with disadvantaged communities has long been on her heart.

Cochran, a DYP member and owner of Blackwood Credit Services in Southfield, specializes in fixing credit-hostaging situations. After going on a credit recovery of her own, she now helps individuals and small businesses strategically pay off the financial holes they've dug and educate themselves on what their credit report means and why it's important.